The Blog

Honest reviews, education, and tools for investors who want real answers.

Feb
22

The Self-Directed Investor's Blind Spot That Could Cost You Hundreds of Thousands

If you manage your own investments, your brokerage shows you a balance and a return percentage. Institutional investors get Sharpe ratios, alpha, drawdown analysis, and peer comparison. That gap is costing you more than you think.

Self-Directed Investing
Feb
20

Your Portfolio Is Up 12% — But Is That Actually Good?

Raw returns are the most misleading number in personal finance. Two portfolios can both return 12% while one is building durable wealth and the other is a ticking time bomb. Here's why risk-adjusted returns are the only number that matters.

Self-Directed Investing
Feb
18

I Ran My Portfolio Through an Independent Analysis Tool — Here's What I Found

I manage my own money at Schwab and Vanguard. I found a service that applies institutional-grade performance standards to regular investor accounts — and what it showed me about my own portfolio was eye-opening.

Tools & Reviews
Feb
15

Is Managing Your Own Money Actually Saving You Money?

You skipped the 1% advisory fee. But do you know what your actual risk-adjusted returns are? Because the math on whether self-directing saves you money is not what most people assume.

Self-Directed Investing
Feb
10

5 Questions Your Financial Advisor Hopes You Never Ask

These aren't gotcha questions. They're basic accountability questions that any competent advisor should welcome. If yours gets defensive, that tells you something.

Education